Alarm Relay vs. ADT Security: Honest Cost & Feature Comparison (2026)
ADT is the most recognized name in home security. Alarm Relay is the option people find when they ask why their monitoring bill is so high. This page gives you a straightforward side-by-side so you can decide which one actually makes sense for your home or business?
We’ll cover pricing, contracts, monitoring quality, equipment flexibility, and the things the sales brochures leave out.
Quick Summary: The Core Difference
ADT is a large national company offering professionally installed, full-service home security systems. They bring brand recognition, equipment bundles, and smart home integrations — at a price that reflects all of that.
Alarm Relay is a family-owned, U.S.-based monitoring company that specializes in professional alarm monitoring without the overhead. We work with your existing equipment, require no long-term contracts, and pass the savings directly to you. Starting as low as $8.95/month.
The right choice depends on what you need. If you want a full turn-key installation with cameras, smart locks, and a national brand behind it, ADT may be worth the premium. If you already have an alarm system — or want professional UL-certified monitoring at a fraction of the price — Alarm Relay is worth a serious look.
Side-by-Side Comparison
| Category | Alarm Relay | ADT Security |
| Monthly monitoring | $23.95/mo (billed annually) | From $24.99/mo (DIY) or $34.99/mo (pro install) |
| Contract required | No long-term contracts; billed annually, year-to-year renewal | 36 months for pro install (24 mo. in CA); DIY is flexible |
| Early cancellation fee | None | 75% of remaining contract balance |
| Installation fee | $35-$60 activation fee | $99–$199 for professional install; $0 for DIY/self-setup |
| Monitoring type | In-house, UL certified | In-house, 6 US-based centers |
| TMA certification | Five Diamond certified | Not Five Diamond certified |
| Monitor existing equip | Yes — most major brands | Limited — proprietary systems preferred |
| Smart home integration | Available with upgrade | Google Nest integration, Z-Wave |
| Founded | 1972 | 1874 (150+ years) |
ADT pricing verified April 2026. Alarm Relay pricing current as of publication. Always confirm current rates directly with each provider.
Pricing: What You’ll Actually Pay
Alarm Relay Pricing
Alarm Relay’s monitoring plans start at $8.95/month for landline monitoring, with no long-term contract at any tier. There are no installation fees for customers who use their own equipment, which covers most major panel brands including DSC, Honeywell, 2GIG, Qolsys, Bosch, and Napco.
- Landline monitoring: from $8.95/month (billed annually; $107.40/yr)
- Internet (broadband) monitoring: from $13.95/month (billed annually; $167.40/yr)
- Cellular monitoring: Cellular rates may vary depending on the communicator in use. Please contact us for a personalized quote.
- No long-term contracts, no cancellation fees; one-time $35 set up fee. One-time activation fees for Internet and cellular plans may apply.
ADT Pricing
ADT’s pricing structure has two distinct tracks depending on whether you choose professional installation or the self-setup (DIY) route.
Self Setup (DIY) plans start at $24.99/month with no long-term contract required after the first month. You purchase equipment upfront, install it yourself, and can cancel professional monitoring at any time — though you lose app features if you downgrade.
Professionally installed systems require a 36-month monitoring contract (24 months in California) and carry a steeper early cancellation penalty: 75% of the remaining contract balance. On a $44.99/month plan with 24 months left, that’s a $809 penalty. It’s also worth noting that ADT equipment is typically proprietary, meaning even after your contract ends, you may not be able to reuse your devices with a different monitoring provider — so switching companies could mean starting over with new equipment entirely.
- Self Setup monitoring: $24.99–$39.99/month (no long-term contract after month 1)
- Pro install monitoring: $34.99–$49.99/month (36-month contract)
- Installation fee: $99–$199 for professional install; $0 for DIY
- Equipment packages: starting around $269 and up
- Early termination: 75% of remaining contract balance
- Equipment lock-in: ADT hardware is often proprietary and may not be compatible with other monitoring services after the contract ends
5-Year Cost Comparison
Assuming a homeowner with an existing compatible alarm system switches to each service and uses cellular monitoring:
| Cost | Alarm Relay | ADT (Pro Install) |
| Monthly fee | Starts at $8.95 | $44.99 |
| Setup / install | $35 one-time setup fee | ~$150 |
| Equipment | Existing kept | $269–$599+ |
| Year 1 total | ~$239 | ~$989–$1,319 |
| 5-year total | ~$1,197 | ~$2,849–$3,299 |
Estimates based on Alarm Relay cellular plan ($19.95/mo) vs ADT pro install mid-tier plan ($44.99/mo). ADT estimate includes $150 install and $400 starter equipment. Individual costs vary.
Monitoring Quality: Does It Matter Who Answers?
As one of the oldest names in the industry, ADT Security needs no introduction, as it has been around for over 140 years and offers various kinds of security solutions. The key features it provides include:
- A $99 installation fee
- Contracts ranging between 24 to 36 months
- Monthly monitoring costs between $27.99 to $58.99 per month
- Landline or wireless monitoring packages
One of the main benefits of being around in the industry for so long is that ADT has established 24/7 monitoring centers. CNET recently pointed out though:
Both Alarm Relay and ADT operate in-house, U.S.-based monitoring centers — neither outsources your emergency call to a third party. That’s an important distinction from some competitors.
Alarm Relay’s monitoring station is TMA Five Diamond certified, the highest certification in the central station industry, and UL certified. Our average response time is 30 seconds. As a family-owned business, our team treats every alert the way they’d treat one from their own home.
ADT operates six U.S.-based monitoring centers, which provides geographic redundancy — if one center is affected by a local outage, calls roll to another. ADT’s scale also allows for features like Alarm Messenger, a text-based verification system that has reduced false alarm dispatches by over 50%.
For most homeowners, the practical difference in response quality between the two is minimal. Both maintain UL certification, both employ trained agents 24/7, and both prioritize emergency dispatch. The difference is price, flexibility, and how personally you want your account managed.
Contracts and Flexibility
This is where the two companies differ most significantly.
Alarm Relay has no long-term or multi-year contracts at any plan level. Plans are billed annually, with year-to-year renewal — you’re never locked into a multi-year commitment. There are no early termination fees.
ADT’s professionally installed systems come with a 36-month contract. Cancel before the end of that term and you owe 75% of the remaining balance. On a mid-tier plan, walking away a year early could cost $400–$600. If you move, ADT’s equipment cannot be taken with you — the company will provide a basic starter pack at the new address, but your existing installed hardware stays behind.
ADT’s Self Setup (DIY) option is more flexible: after the first month of required monitoring, you can cancel professional monitoring and self-monitor for free. But you’ll lose access to the ADT+ app’s key features, including video storage and smart home control.
Equipment Compatibility
This is Alarm Relay’s clearest competitive advantage for homeowners who already have a system.
Alarm Relay works with virtually any alarm panel from a major manufacturer — DSC, Honeywell/Resideo, 2GIG, Qolsys, Bosch, Napco, Interlogix, and more. In most cases, we simply swap the communicator or reprogram the panel to point to our monitoring station. Your existing sensors, detectors, and keypads stay in place.
ADT prefers customers to use their own equipment or Google Nest-compatible devices. If you’re switching from a non-ADT system, ADT will typically want to install their own hardware rather than integrate with your existing panel. That means equipment costs even if your sensors are perfectly functional.
For homeowners who already have an alarm system and are simply unhappy with their current monitoring company, Alarm Relay is almost always the faster and cheaper path.
What ADT Does Better
To be fair, ADT has genuine strengths worth acknowledging:
- Brand recognition: ADT yard signs and stickers are widely understood as deterrents. Some studies suggest visible ADT signage alone reduces break-in attempts.
- Full-service installation: If you want a professional to design, install, and test your entire system — cameras, smart locks, smoke detectors, keypads — ADT’s turn-key service is well-suited for that.
- Google Nest integration: ADT’s partnership with Google Nest offers seamless smart home integration for customers already in the Google ecosystem.
- Monitoring redundancy: Six monitoring centers nationwide means built-in failover if one location is affected by an outage.
- Equipment financing: ADT offers 0% equipment financing over 36–60 months, spreading upfront hardware costs into manageable payments.
What Alarm Relay Does Better
- Price: Monitoring starting from $8.95/month vs. ADT’s $24.99–$49.99/month — a savings of $200–$480 per year on monitoring alone.
- No long-term or multi-year contracts: Our customers benefit from low rates through annual upfront payment. Renewal terms are year-to-year — no multi-year commitments, no 75% termination penalty, no auto-renewal surprises.
- Equipment flexibility: Keep everything you already own. No need to replace functional hardware because a provider prefers their own brand.
- TMA Five Diamond certification: The highest tier of central station certification in the industry — not held by ADT.
- 30-second response time: Our single in-house monitoring station means no routing, no handoffs.
- Family-owned accountability: When you call, you reach our team — not a national call center routing system.
Home Burglary: What the Numbers Say in 2026
The fear of break-ins is one of the top reasons people invest in home security — and the data shows that fear is well-founded, even as overall crime trends downward.
According to the FBI’s 2024 Crime in the United States report, there were approximately 779,542 burglaries reported in the U.S. — a burglary occurring roughly every 51 seconds. That’s a significant decline from a decade ago (over 1.5 million in 2015), driven in part by the rapid growth of home security adoption. An estimated 94 million U.S. households now use some form of security device.
Research from the University of North Carolina found that 83% of convicted burglars would avoid a home with a visible security system, and 60% would choose a different neighborhood entirely if extensive security measures were present. Having a monitored alarm system — and displaying that fact — remains one of the most effective deterrents available.
The financial stakes have also risen: the average property loss in a residential burglary was approximately $7,815 in 2024, according to FBI data. Professional monitoring means that when an alarm triggers, emergency services are dispatched immediately — not after a neighbor notices something is wrong.
Which One Should You Choose?
Choose ADT if:
- You want a full-service professional installation from a nationally recognized provider
- You have no existing alarm system and want cameras, smart locks, and Google Nest integration
- You’re comfortable with a 36-month commitment and want equipment financing spread over time
- Brand recognition and ADT yard signage matter to you as a deterrent
Choose Alarm Relay if:
- You already have an alarm system and want professional monitoring without replacing it
- You want UL-certified, TMA Five Diamond monitoring at the lowest possible monthly cost
- You’re currently paying $30–$60/month to a large monitoring company and want to cut that bill
- You don’t want a long-term contract with cancellation penalties
- You want to speak to real people at an in-house station — not be routed through a call center
- You want to install your own system — Alarm Relay sells equipment directly so you can self-install and skip the labor cost entirely
